ISO 22222 sets out a "standard financial planning process" which advisers should follow, so the differences are in how different advisers do what they do, (and whether they actually deliver on their promises) along with how they are paid for what they do.

Whilst we are happy to deal with clients who seek advice with "one-off" enquiries (mortgage, Will, "at retirement") the main focus of our business is "planning".

This means building long-term relationships with clients, building achievable plans that are monitored, regularly reviewed and maintained to ensure that they remain on track to achieve goals.

We offer a number of different services and levels of service - please read our "personal client prospectus" in the library section for details and charges. We are "RDR ready" with our services and charges so, if you are serious about achieving your goals, why not make an appointment and find out what makes us different, and why clients taken on 20 years ago still use us for their own planning and regularly recommend our services to others for planning.

Contact details - Telephone 01453 548454 or Email ray@castlefs.com. If you ring "out of hours" leave a message on the answering machine and we will contact you.